Payconiq raises 20 million euros in capital for further development
Payconiq International SA has raised over EUR 20 million in a funding round led by its existing shareholders. The Luxembourg-based mobile payments platform has built a sustainable ecosystem through an open-API approach and flexible microservices, focusing on consumers, merchants, and banks.
Increasing adoption rate in Benelux
The latest funding will be used to aggressively speed up new developments and generate a closer integration with banks and merchants, as well as to consolidate the fintech’s presence in Benelux.
So far, 60,000+ merchants across Belgium, Luxembourg, and the Netherlands trust Payconiq’s secure, plug-and-play platform. Payconiq’s surprisingly simple mobile payments provide a full omnichannel experience based on the existing bank infrastructure. Users only need a bank account and a smartphone to securely pay their friends, their invoices, instore or online shopping.
Mobile payments made easy for everyone
The mobile payments market has been thriving over the last years. According to Worldpay’s Global Payments Report 2018, digital wallets have already surpassed credit and debit cards in e-commerce. As smartphones prevail and technology advances, digital mobile wallets will only grow stronger by 2022.
Duke Prins, CEO of Payconiq, says: "At Payconiq, we believe that every person owning a bank account and a smartphone is entitled to be part of the digital journey – no need of a credit card for that! We wanted to keep it simple and safe and we found a way of doing it while using what is already available. We’re actually using banks’ secure infrastructure to provide everyone in Europe with a simple, mobile solution for payments."
The over EUR 20 million funding marks the renewed commitment of Payconiq’s main shareholders to support the fintech’s journey in becoming a pan-European, omnichannel, mobile payments solution.
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